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Answering Your Patients’ Most Frequently Asked Medicare Part D Questions (Free Download)

Last updated Sep 27, 2023 | Pharmacy Management

Navigating Medicare Part D can be complex for both patients and pharmacies. Medicare Part D is crucial for providing prescription drug coverage to beneficiaries, and understanding its nuances, enrollment periods, and coverage options is key to ensuring patients get the medications they need while managing costs.

This blog is your resource for answering patients’ inquiries about eligibility, plan selection, costs, and Medicare Open Enrollment Information. By providing Part D guidance you can enhance the healthcare experience for your patients and contribute to their overall well-being. Let’s delve into the world of Medicare Part D, equipping your pharmacy with the knowledge to better serve your patients’ needs. Read on to find answers to the questions that matter most to your pharmacy’s Medicare beneficiaries.

Medicare Part D Frequently Asked Questions 

Who is eligible for Medicare Part D?

To qualify for Medicare Part D, you must meet certain requirements. Eligibility includes those who are 65 or older, people who have received Social Security Disability(SSDI) for more than 24 months, or those who have been diagnosed with end-stage renal disease.

What plans are available through Medicare Part D?

There are two major options for Medicare Part D plans: stand alone and managed care. Stand alone plans are sold directly by insurance companies. Managed care plans are sold through HMOs and PPOs. Both stand alone and managed care plans cover both brand name and generic medications.

Do I need to enroll in Medicare Part D if I already have coverage through my employer, Tricare, or the Indian Health Service (IHS)?

You don’t need to enroll in Medicare Part D. Employer, Tricare, and IHS are all considered creditable coverage.

How does Medicare Part D work?

The basic idea behind Part D is to provide seniors with access to affordable prescription drugs. To do this, the U.S. government provides subsidies to private insurance companies who then offer coverage for prescription drugs.

What happens if I don’t sign up?

If you don’t sign up for Medicare during your Initial Enrollment Period, you may have a late enrollment penalty. These penalties are for a lifetime and are added to your monthly premium. The penalties are calculated based on how long you go without creditable coverage.

What should I do if my medications are not listed on the Medicare Part D drug formulary?

 If a medication is not on the formulary, patients can request an exception, pay out of pocket, or file an appeal.

Does Medicare Part D cover vaccinations?

Part D plans will cover most vaccines, except for those covered in Part B.

Are any drugs excluded from Medicare Part D coverage?

Yes, certain drugs used to treat weight loss or gain and OTC medications are not covered under Medicare Part D.

Download these FAQs in an easy-to-print flyer format that you can distribute to your patients.

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